Privacy policy
Introduce
Megapay Inc ("the company" or "we" or "we") and its subsidiaries respect your privacy and are committed to protecting your privacy by complying with this policy. This policy describes how we collect, use, maintain, protect and disclose information that we collect from you or that you may provide when accessing or using our digital platform ("digital platform"):
Megapay Inc web page (megapayglobal.com)
Our megapay branded social media sites or pages, and
Email sent via digital platform.
This policy does not apply to the following information:
You provide to or collect from any third party (see third party information). For example, the information you provide to a website linked to a digital platform. These other third parties have their own privacy policies, which we encourage you to read before providing information about or through them
Interphone, osano, Google and AWS (Amazon Web Service).
Please read this policy carefully to understand our policies and practices regarding your information and how we will handle it. "You" means a natural person who accesses the digital platform as a customer of megapay Inc or for personal purposes. If you do not agree with our policies and practices, please do not register or use our digital platform. By registering or using our digital platform, you agree to this privacy policy. This policy may be changed from time to time (please refer to our privacy changes). After we have modified this policy, your continued use of our digital platform means that you accept these changes, so please check the policy regularly for updates.
If you provide us with financial products or services for personal, family or household use, we will also send you a U.S. customer privacy statement, which explains how we collect, use and share your non-public personal information, and provide you with certain choices about the use and sharing of your non-public personal information.
Children under 13
Our digital platform is not applicable to children under the age of 13, and we will not deliberately collect personal information of children under the age of 13. If we learn that we have collected or received personal information about children under the age of 13 without their parents' consent, we will delete the information. If you think we may have any information from or about children under 13, please contact privacy@@megapayglobal Com contact us.
1. what information do we collect and how do we collect it?
We collect information and information about users from our digital platform:
It comes directly from you when you provide it to us.
Automatically when you use the digital platform.
Cookies and session information.
We collect two types of information:
Personal information - information that identifies, relates, describes, can reasonably be directly or indirectly associated with you or your family, or can reasonably be associated with you or your family. Personal information includes personally identifiable information (the term is defined by U.S. law), protected health information (the term is defined by the U.S. health insurance circulation and Liability Act) and sensitive personal information (the term is defined by the EU) general data protection regulations. It does not include your information or data publicly provided by the government.
Non personal information - other information that cannot identify you or your family, such as information that has been identified or summarized, and anonymous data.
Further:
The information we collect about each digital platform source:
Megapay
Webpage
Information you provide to us: information that identifies you as a person or information related to your identification information, such as name, address or mailing address, e-mail address and telephone number ("basic contact information"); Your search query and other information you enter on the web page.
Automatic information collection and tracking: our web pages and our emails may contain small electronic files called web beacons (also known as transparent gifs, pixel tags, and single pixel gifs), for example, These files allow companies to calculate the statistics of having visited these pages or opened e-mails and other related applications (for example, recording the popularity of some web page content and verifying the integrity of systems and servers).
The business purpose of collecting this information: to attract potential new customers; Improve our website, conduct research and business analysis, and determine usage trends; Customize marketing communications from our affiliates and selected third parties; Effectively manage our business; And develop new products and services.
The business purpose of collecting this information: to attract potential new customers; Review and process applications; View, set and process the instructions you provide for the products / services you are using; Account maintenance and services; Participate in fraud monitoring and prevention; Comply with applicable laws and regulations; Protect our business and customers from illegal activities; Conduct audits; Improve our online services, conduct research and business analysis, and determine usage trends; Customize marketing communications from our affiliates and selected third parties; Effectively manage our business; And develop new products and services. We may also use these automation and tracking technologies to collect information about your
Megapay branded social media sites or pages
The personal information you share on social media pages managed by megapay (such as Facebook, instagram, LinkedIn and twitter) is subject to the privacy policies and terms of use of these platforms. Please refer to these policies before publishing any content to these pages. You should never provide personal information to arival bank through public social media pages. Information you share in such sites, pages, or areas may be viewed by any user of such sites, pages, or areas.
Third party information collection
We do not control third parties to collect or use your information for interest based advertising. However, these third parties may give you the option not to collect or use your information in this way. You can choose not to receive targeted ads from members of the network advertising Initiative ("Nai") on Nai's website.
Information we collect from third parties
We may collect information about you from certain third-party sources, such as financial institutions and government sources. For example, this information may include information in account identifiers, credit records, credit scores, credit reports, and death certificates used in fund transfers.
The business purpose of collecting this information: To review and process applications for our products and services; Absorb new customers; Participate in fraud monitoring and prevention; Comply with applicable laws and regulations; Effectively manage our business; Account maintenance and services.
2. how do we use your information we collect?
We use the information we collect about you or you provide us (including any personal information) to:
Provide you with the digital platform and its content, as well as any other information, products or services you require from us.
Processing applications and transactions.
Verify your identity.
For any other purpose you provide.
Send you a notification about your account and ask for feedback.
Perform our obligations and exercise our rights arising from any contract (including billing and collection) between you and us.
Notify you when updates to the digital platform are available and any product or service we offer or offer through it changes.
For our business purposes and any other purpose or manner required or permitted by law or with your consent; For example, the security of your account and digital services; Analyze your use of our online services, including your replies to our e-mails and the pages and advertisements you view; Provide you with customized content and marketing information; Operate, evaluate and improve our business (including developing new products and services; improving existing products and services; performing data analysis; and performing accounting, auditing and other internal functions); Promote and market our products and services and those of our business partners.
The usage information we collect helps us improve our digital platform by enabling us to:
Estimate our audience size and usage patterns.
Storing information about your preferences allows us to customize our digital platform to your personal interests.
Speed up your search.
Recognize you when you use the digital platform.
We use the location information we collect to ensure security, prevent fraud, and customize marketing communications for our affiliates and selected third parties.
We may use the information we collect to present advertisements to our advertisers' target audiences. Even though we will not disclose your personal information for these purposes without your consent, if you click on the advertisement or interact with the advertisement in other ways, the advertiser may think that you meet its target standards.
For more information, please refer to your options for us to collect, use and disclose your information.
3. how do we share your information?
We may disclose summary information about our users and information that does not identify any individuals or devices without restrictions.
In addition, we may disclose personal information collected by us or provided by you:
To our subsidiaries and affiliates.
For contractors, service providers and other third parties that we use to support our business.
In the event of a corporate transaction (such as a merger, sale, merger or other sale or transfer of part or all of megapay's assets or business, whether as a going concern or as part of a bankruptcy, liquidation or similar proceeding), the successor) in which megapay holds personal information about our application users belongs to the transferred assets.
To achieve the purpose for which you provide it.
For any other purpose we disclose when you provide information.
With your consent.
Comply with any court order, law, regulation or legal process, including responding to any governmental, regulatory or enforcement requirements.
Enforce our rights arising from any contract (including our terms and conditions) and billing and collection between you and us.
If we believe that disclosure is necessary or appropriate to protect the rights, property or safety of megapay, our customers or others. This includes exchanging information with other companies and organizations to prevent fraud and reduce credit risk.
4. your choice for us to collect, use and disclose your information
We strive to provide you with choices about the personal information you provide us. This section describes the mechanisms we provide you to control certain uses and disclosures of your information.
Tracking technology. You can set your browser to reject all or part of your browser cookies, or remind you when you send cookies. You can choose whether to allow the digital platform / Web page / application / online service to collect information through other tracking technologies by using the cookie logo in the lower left corner of our web page to opt out. If you disable or deny cookies or prevent the use of other tracking technologies, some parts of the digital platform may not be accessible or functioning properly.
Location information. You can choose whether to allow apps to collect and use real-time information about your device's location through the device's privacy settings. If you block the use of location information, some parts of the application may not be accessible or function properly.
Company promotion. If you do not want us to use your email address or contact information to promote our own or third-party products or services, you can opt out by filling out this form. You can also opt out at any time by logging in to the digital platform and adjusting user preferences in your account profile by filling out the form under privacy settings.
US customer privacy statement. Where appropriate, for U.S. individuals who provide us with financial products or services for our personal, family or family use, we will restrict the sharing of your personal information based on the options you provide us in response to our U.S. customer privacy statement (s) according to the financial service contract you have signed with us.
We do not control third parties to collect or use your information for interest based advertising. However, these third parties may give you the option not to collect or use your information in this way. You may choose not to receive targeted ads from members of the online advertising Initiative ("Nai") on the Nai website and from members of the digital advertising alliance ("DAA") on the DAA website.
5. access and correct your personal information
To change or correct your personal information, you can log in to the digital platform and access your account profile page. You may also request access to, correct or delete any personal information you provided to us when completing this form. We cannot delete your personal information unless you also delete your user account. If we believe that the change will violate any law or legal requirements or cause the information to be incorrect, we may not accept the request for change of information.
6. data security
We have implemented measures to protect your personal information from accidental loss and unauthorized access, use, change and disclosure. All the information you provide us is stored on a secure server behind the firewall. Any card or account transactions and personal information will be encrypted using SSL technology.
The safety and security of your information also depends on you. If we provide you (or you choose) with a password or other access credentials to access certain parts of our digital platform, you are responsible for keeping these access credentials confidential. We ask you not to share your access credentials with anyone.
Unfortunately, transmitting information over the Internet and mobile platforms is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted through our digital platform. Any transmission of personal information is at your own risk. We are not responsible for circumventing any privacy settings or security measures we provide.
7. change of our privacy policy
We may update our privacy policy from time to time. If we make significant changes to the way we process users' personal information, we will publish a new privacy policy on our digital platform, notify you that the privacy policy has been updated, and notify you by email to the primary email address specified in your account or by in app reminder when you first use the application after we make changes.
The last revision date of the privacy policy is indicated at the top of the page. It is your responsibility to ensure that we provide you with an up-to-date, valid and deliverable email address, and to regularly access this privacy policy to check for any changes.
Contact information
For questions or comments about this Privacy Policy and our privacy practices, please contact us at:
If you have any questions or concerns about our policies, please contact us.
Email: privacy@@megapayglobal com
